Terms of Service

Last updated: April 21, 2026

1. Service Overview

Honey Stock is an AI-powered financial education and market commentary service, providing AI-generated daily market commentary, news explainers, financial concept learning content, and investment simulators.

This service does not constitute an investment advisory business or a similar investment advisory business under the Financial Investment Services and Capital Markets Act of Korea, and does not provide buy/sell/hold recommendations for specific securities.

All AI analyses, scenarios, and impact analyses provided are educational and market commentary materials. Final investment decisions are made solely at your own risk and responsibility.

2. Eligibility

This service is available to individuals aged 14 and older. Social login via Google or Apple is required.

3. Accounts

You are responsible for the security of your account and all activities that occur through it. If you discover unauthorized use, please contact help@honeystock.io.

4. Content & Intellectual Property

All content within the service (text, images, AI-generated analysis, etc.) belongs to Honey Stock. You may use it for personal, non-commercial purposes only.

5. AI Content Disclaimer

AI-generated commentary, briefings, scenario analyses, impact analyses, and learning materials may contain errors or inaccuracies.

All AI-provided information is financial education and market commentary material, not investment advice or a recommendation to buy or sell any specific security. Past recorded scenario realizations do not guarantee future returns.

Securities, industries, and policies referenced by AI are for market commentary and educational examples only. Honey Stock is not responsible for any investment decisions or outcomes based on this information.

6. Prohibited Use

- Unauthorized crawling or scraping - Accessing via automated bots - Reverse engineering the service - Unauthorized use of others' accounts - Interfering with service operations

7. Disclaimer & Limitation of Liability

This service is provided "as-is." No investment returns or specific outcomes are guaranteed. Honey Stock is not liable for investment losses.

The service may be modified or discontinued without prior notice.

8. Termination

You may delete your account at any time in the app. Accounts violating these terms may be restricted.

9. Governing Law & Contact

These terms are governed by the laws of the Republic of Korea.

Effective: April 21, 2026 Contact: help@honeystock.io